How We Paid Off $23K + A Catholic Perspective on Dave Ramsay

How We Paid Off $23K + A Catholic Perspective on Dave Ramsay

+J.M.J.+ We have paid off $23,031.00 of student loan debt in two years on an income less than the national average. It was our only debt and it is a relief like no other to have this gone. Ethan graduated with his bachelors degree debt free - this was from a post graduate program. We [...]

42 Tips to Eat Real Food on a Tight Budget

42 Tips to Eat Real Food on a Tight Budget

+J.M.J.+ Nourishing food and tight budgets are really hard to reconcile. I know, because I'm constantly balancing what we're eating with our small income all of the time. People often times want a magical solution to feed their families a beautiful, organic, locally grown diet for "cheap". While my tips below and other ideas out [...]

$65 4 Year Old Girl Fall/Winter Capsule Wardrobe

$65 4 Year Old Girl Fall/Winter Capsule Wardrobe

+J.M.J.+ A few weeks ago I went consignment sale shopping for Philomena's Fall/Winter wardrobe. I got her some items not shown here like snow pants, snow boots, and a winter hat. She also has pajamas and a couple sweaters from a spring sale or hand-me-downs that will work well this winter. I'm just sharing her [...]

Side Jobs For Stay At Home Moms

Side Jobs For Stay At Home Moms

+J.M.J.+ I am very blessed to have a hard working husband to provide for our family's needs. I am also grateful to have some side sources of income that don't take me away from my kids as we plough through Dave Ramsay's financial baby steps. (If you don't know what they are you should really [...]